Retirement planning may be your best friend in some distant future. But at great cost. Why? Because retirement planning may also be your worst enemy today, even killing your soul. Everyone has a dream. And at least once in your life you will get one big opportunity, one challenge to throw caution to the wind, take the big risk, break free—and follow your dream. Or you can play it safe, anchored with your feet on the ground, doing all the right things, yet living a life of “quiet desperation,” wondering if maybe you gave up the only thing that really matters: Your soul, your dream, the very reason you came here this lifetime. As my mentor Joseph Campbell put it: “If you follow your bliss, you will always have your bliss, money or not. If you follow the money, you may lose it, and you will have nothing.
Is your retirement plan the enemy of your soul?
Sound familiar? I’ll bet this agonizing dialogue has run through your head sometime in your life: Should you follow your bliss now? Or play it safe, build a long-term nest egg, in hopes of finally enjoying your life—when you retire? I’ve been down this road a few times. I also know from researching the midlife crisis, the topic of my doctoral dissertation in psychology, and from my work as career counselor, that this is a decision most people face at some point, some even agonize over the decision throughout our lives. So be forewarned, all retirement planners, all retirement plans and your obsession with retirement is likely to be your worst enemy in making these kinds of decisions … (More)